Zopa is one of the UK’s leading consumer lending banks, with £2bn loans and 7 million credit decisions a year. Its retail finance solution, DivideBuy, lets merchants offer interest free and interest bearing credit options, from 3-60 months with credit spend up to £12.5k, to customers. 

Zopa uniquely combines the benefits of being a bank with the agility, culture and digital capabilities of a fintech. Trusted by leading UK merchants including Simba Sleep, Octopus and Wattbike, Zopa is delivering best-in-class results for merchants including sub-2-minute customer journey, omnichannel credit solution, upselling and alternative borrowing options, up to 89% approval rates and 50% sales increase.