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Zopa is one of the UK’s leading consumer lending banks, with £2bn loans and 7 million credit decisions a year. Its retail finance solution, DivideBuy, lets merchants offer interest free and interest bearing credit options, from 3-60 months with credit spend up to £12.5k, to customers.
Zopa uniquely combines the benefits of being a bank with the agility, culture and digital capabilities of a fintech. Trusted by leading UK merchants including Simba Sleep, Octopus and Wattbike, Zopa is delivering best-in-class results for merchants, including:
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Sub-2-minute customer journey
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Omnichannel credit solution
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Upselling and alternative borrowing options
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Up to 89% approval rates
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Up to 50% sales increase
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Products
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We’ve brought our responsible lending solutions into the Buy Now Pay Later space. Let customers spread the cost of purchases quickly and seamlessly. Find out more about Buy Now Pay Later and whether i ... -
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Give customers the option to spread the cost of a purchase for longer than 12 months with our interest bearing credit solution. Find out more about interest bearing finance and whether it’s the right ... -
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Let customers spread the cost of purchases, interest free, with Zopa’s 0% long and short term Retail Finance options. Find out more about interest free finance and whether it’s the right fit your busi ...
Videos
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Find out why retail finance which offered soft credit checks and high approval rates was a key growth driver for AMC Furniture.
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We boosted average order value by 73% for sofa bed merchant Cocoon.
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Hear from Simba Sleep's eCommerce director about why Zopa's retail finance solution was the best fit for its growth plans.
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Find out how innovative furniture company Swyft increased revenue significantly with Zopa's retail finance solution.
